Shop now, pay later with Klarna.

We’ve partnered with Klarna to give you a better shopping experience.

It’s smoooth and simple

Klarna helps you elevate your shopping game. When you choose Klarna at checkout, you’ll get the option to shop now and pay later for your purchase. It’s shopping the way it should be. Effortless, safe and fun.

Reward Yourself, You Deserve it.

financing options for your consideration

We know you work hard so we partnered with Klarna to offer our customers the option to pay for your PatioHQ purchase over time because you deserve it.

Monthly financing

Apply for easy monthly financing directly in the checkout. A simple, 2-step application will provide an instant approval decision. Once you’ve been approved, you’ll receive reminders and can manage your payments directly in the Klarna app. Monthly financing products are offered by WebBank, member FDIC.

Pay in 30 days

With Pay in 30 days, you’ll get a free payment delay that allows you to pay for your purchase up to 30 days after it’s been shipped. No upfront payment, no interest, and no fees when you pay on time.

Interest-free payments

Split your purchase into 4 payments so you can spread the cost of your purchase over time. Enter the credit or debit card of your choice for automatic payments every two weeks. No interest or added fees when you pay on time.

It couldn’t be smooother.

Your purchase is sliced into 4 equal card payments.

Your first payment is collected when your order is shipped. The remaining three are automatically collected every two weeks.

No credit check and no fees unless your scheduled payment fails. No impact on your credit score.

How to shop with Klarna

Add item(s) to your cart and head to the checkout.

Select Klarna at the checkout to pay as you like for your purchase.

Manage your orders and payments in the Klarna app.

The best way to shop.

See all of your purchases in one place, pay any open balances and much more in the Klarna app. You can also log into your Klarna account at https://app.klarna.com/login. If you need any help, our Customer Service is there for you.

Safe and secure.

Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases.

Seaside

Frequently Asked Questions

Don’t see your question here? Check out Klarna’s full FAQ page. You can reach Klarna anytime at https://www.klarna.com/us/customer-service/ or by downloading the Klarna app.

How does Monthly financing with Klarna work?

Monthly financing is available when you choose to open an account with Klarna at the time of checkout. This affordable and highly flexible credit line is issued by WebBank in partnership with Klarna, and it allows you to pay for your purchases over time and can be used anywhere in the Klarna merchant network. View complete terms.

Is there an annual fee to use Monthly financing?

There is no annual fee to use Klarna. For more information please review product terms.

Will Klarna perform a credit check for Monthly financing?

When you submit your application for monthly financing, a full credit check will be performed. This will show up as a hard inquiry on your credit report. Please review product terms for more information on this.

Is there a fee to use 4 interest-free payments?

There are no upfront fees when you follow the payment schedule. If we are unable to collect a biweekly payment on the scheduled day, we will try again. If the payment is unsuccessful when we retry, a late fee of up to $7.00 and the missed payment will be added to the next scheduled payment. To keep you in the loop, we’ll send you an email notification if your payment was unsuccessful. For more information please review product terms.

Will Klarna perform a credit check for 4 interest-free payments?

When you choose 4 interest-free payments, Klarna may perform a soft credit check. This type of check will not impact your credit score or show up as a hard inquiry on your credit report.

How does Pay in 30 days work?

Klarna’s Pay in 30 days allows you to receive your order upfront and get up to 30 days to choose if you’ll keep it. Once your online order has shipped, you’ll receive an email with a link to pay. You’ll have up to 30 days to pay, depending on the offer at checkout.

Is a credit check required to Pay in 30 days?

When you choose to Pay in 30 days, we may perform a soft credit check. This type of check will not impact your credit score or show up as a hard inquiry on your credit report. Please review product terms for more information on this.

About Klarna

Founded in Stockholm, Sweden, Klarna is one of Europe’s fastest-growing companies and a leading alternative payment provider. Klarna’s vision is to make shopping smoooth, adding value for consumers and retailers with unique payment options and superior customer experience.

Klarna has 2,500 employees across 17 countries, and is leading the way for alternative payments by serving 85 million consumers and 205,000 merchants payment solutions.

https://www.klarna.com/international/about-us/

Our Commitment to You

Our promise to our clients

Our mission is to provide our clients with the best possible quality products at affordable prices. No games, no haggling, just fair prices with outstanding customer service 100% of the time.